Current Scholarship List

How to navigate SMUHSD scholarship listing

Beware of Scholarship Scams!

  • Two rules of thumb will help safeguard you from most scholarship scams:

    • If you have to give money to get money, it might be a scam. 
    • If it sounds too good to be true, it probably is.

    Don't give out your bank account numbers, credit card numbers, calling card numbers, or social security number over the phone, especially to an unsolicited offer that needs the information for "verification purposes."

    Don't Be Fooled

    There are dozens of scams based on imitations of legitimate foundations, scholarship sponsors, lenders, and scholarship search services. They may even have official-sounding names, using such words as "National," "Federal," "Federation," "Division," "Foundation," and "Administration," or a governmental-looking seal to fool you into thinking that they are federal agencies or grant-giving foundations.

    Warning Signs of a Possible Scam

    • If a scholarship program requires an application, redemption, or handling fee, even an innocuously low one like $5 or $10, don't waste your money. More than 99.9% of legitimate scholarship sponsors do not require an application fee.
    • Likewise, be wary of loan programs that require the up-front payment of origination, guarantee, or other fees. All federal, state, and private education loan programs deduct loan fees from the disbursement check. No legit program requires the fees in advance.
    • No sponsor will guarantee that you will win the award, and scholarship search services cannot guarantee that you will win an award. Loose eligibility restrictions and high success ratesare another warning sign; scholarship sponsors do not hand out awards to students just for breathing. Less than 4% of all students win private scholarships. More than 75% of all student financial aid comes from the federal and state governments.
    • Many scholarship scams use a mail drop for a return address (sometimes disguised as a "Suite"), and many do not include a telephone number for inquiries. If no telephone number is listed, call directory assistance to see if they have a listing. A Washington, DC, address does not mean that the organization is a federal agency. Many scams also seem to originate from Florida or California.
    • Be careful if the announcement has a deadline in only a few weeks and encourages you to respond quickly because the awards are given on a "first-come, first served basis." Other watchwords include "free money," "billions in unclaimed aid" and "win your fair share."