2026 Dental and Vision
2026 Dental and Vision Contribution Charts
2026 Dental - Summary of Benefits
2026 Vision - Summary of Benefits
Payment and Claims Information
If you visit an out-of-network dentist, you may be responsible for paying for your treatment at the time of service. To request reimbursement:
1) Obtain a detailed receipt, including:
- Dentist's name and address (including city/country)
- Services performed
- List of teeth treated
- Currency of payment (such as U.S. dollars)
2) Submit a claim to Delta Dental to request reimbursement of covered treatments:
- Download and print a claim form at: deltadentalins.com/enrollees
- Submit your form and detailed receipt (see above)
- If records or receipts are not in English, translate as much as possible into English, or provide an English patient statement
- Include your current address and phone number so Delta Dental can reach you with any questions
NOTE: As with any dental plan, the plan reimbursement may not cover the entire treatment cost.
Visit the Delta Dental website.
Effective January 1, 2026
New! Diagnostic & Preventive Maximum Waiver for Delta Dental Plans
Your Delta Dental PPO plan now includes the D&P Maximum Waiver. This means that you can get your diagnostic and preventive care without affecting your maximum. You’ll keep your mouth healthy – and save benefit dollars for when you really need them!
What services are included?
- Diagnostic and preventive services may include routine exams, cleanings, x-ray and related treatments as defined by your dental plan. These services won’t apply to your maximum when you visit a Delta Dental PPO dentist.
How does it help me save?
- The cost of exams, cleanings, and x-rays can add up. Without the D&P Maximum Waiver, these procedures would eat into your maximum. With the waiver, you’ll have more of your maximum left over. That can help you cover expensive treatment down the road.
Example: If your plan has a $1,000 annual maximum, and you get two cleanings and an exam during the year, those services won’t count against your $1,000. You’ll have the full amount available for other dental needs down the road.
| Delta Dental pays | You Pay | Your Remaining Maximum | |
|---|---|---|---|
|
Without D&P Maximum Waiver |
$350 | $0 | $650 |
| With D&P Maximum Waiver | $350 | $0 | $1,000 |
More Delta Dental Resources can be found HERE!
Effective January 1, 2026
New! Increased Frame Allowance for VSP Plans
We’ve got an exciting update to your VSP vision benefits: your frame allowance has increased – giving you more flexibility and style when choosing your next pair of glasses.
What’s New?
More money toward the cost of your frames
️ Wider selection of designer and premium brands
Greater freedom to choose the look and fit that suit you best
Why it matters:
Whether you’re updating your prescription or just want a fresh new style, this enhanced benefit helps you get the eyewear you love – without stretching your budget.
Example: If your previous allowance was $150 and it’s now $200, that’s an extra $50 toward your frames – making it easier to upgrade to the pair you really want.
To explore your options or find a VSP network provider, visit vsp.com and log in to your member portal.
More VSP Resources can be found HERE!